CURE Auto Insurance doesn’t use credit scores for Michigan rates

Kimiko G. Judith
Patrick Palmer, 53, of Detroit signed up with a new Michigan auto insurer and saw his monthly bill plummet.

Until past 7 days, Patrick Palmer was paying out an average of $295 a month to insure his 2008 Chevy Trailblazer.

Even nevertheless he has a superior driver price reduction, the 53-year-previous Detroit resident admits to possessing a weak credit score record, and credit history history is typically a big factor in auto insurance plan charges in Michigan, especially high-value urban regions like Detroit.

Now Palmer is paying $128 a month just after switching coverage businesses.

“Man, it can be a blessing,” stated Palmer, who operates as a supervisor at a pizzeria. “Which is revenue I can maintain in my pocket. I am residing test to verify.”

His new company, a tiny carrier recognised as Remedy Car Insurance coverage or Citizens United Reciprocal Exchange, entered Michigan final 7 days and is an auto insurance policies company — possibly the only a single in Michigan — that won’t use a credit score-like metric regarded as an “coverage rating” when location charges for motorists.

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